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Retire Wise | September 2023
Are Your Current Medicare Choices Still Working for You? Navigating the Medicare maze can be daunting. With so many plans and options to choose among, it can be hard to determine if you have the right coverage at the right price until...
Read MoreFinancial Watch | July 2023
Need Another Incentive to Save? SECURE 2.0 Act Offers 7.Maximizing your employer retirement plan benefit may be one of the best ways to help you stay on track to retire when you want, with the money you need to accomplish your goals....
Read MoreRetire Wise | July 2023
Managing spending is critical for maintaining the lifestyle you desire in retirement. Over time, your expenses may change as your lifestyle needs evolve. So, if you spend more than you initially planned in the early years, that can put a st
Read MoreFinancial Watch | April 2023
Shake-ups in the banking sector, rising interest rates, inflation and global geopolitical concerns have all contributed to ongoing uncertainty in the domestic and global markets in recent months. When it comes to managing uncertainty and th
Read MoreFinancial Watch | March 2023
Why Your Refund May Be Smaller This Year and Tips for a Tax-Smart 2023: Following several years of economic stimulus programs, many taxpayers may be in for a bit of sticker shock when filing their 2022 tax returns. On average, refunds...
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Financial Watch | February 2023
Financial Strategies for Surviving and Thriving in Today’s Changing Job Market - Following recent announcements of large-scale layoffs among some of the nation’s largest employers in the technology, housing and financial...
Read MoreFinancial Watch | January 2023
New Year, New Perspective: Don’t Let Past Financial Decisions Dictate Your FutureThe beginning of a new year finds many people establishing new financial goals or recommitting to prior goals that may have fallen short, such as...
Read MoreSECURE Act 2.0: An Overview
In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement.The law is called SECURE 2.0, and it's a follow-up to...
Read MoreRetire Wise | October 2022
Following its September 2022 meeting, the Federal Reserve raised interest rates by 0.75%, pushing the federal funds rate to a target range of 3.0% to 3.25%. That news drove the average rate for a 30-year mortgage to 6.7% by month end, the h
Read MoreFinancial Watch | October 2022
Let’s face it, life doesn’t always go as planned. Some circumstances are beyond your control, such as rising inflation, an economic downturn, or an unexpected job loss or...
Read MoreHelp Protect Your Investments
If you have little experience with investing in stocks, bonds, or even real estate, it can be nerve-racking. You might feel like the slightest change in the stock market could have a negative impact on your investments and portfolio. The go
Read MoreFinancial Watch | September 2022
Whether you’re buying your first home, trading up or thinking about purchasing a second home or rental property, interest rates play a significant role in determining how much house you can afford.
Read MoreRetire Wise | September 2022
Many Americans in or nearing retirement are familiar with Medicare, the federal health insurance program primarily for people age 65 or older. However, many people may not realize...
Read MoreRetire Wise | August 2022
According to a recent retirement confidence survey, 8 in 10 retirees say they are confident they will have enough money to live comfortably throughout retirement. Among those who are less confident, half cited inflation as a top concern—and
Read MoreFinancial Watch | August 2022
In July, the Federal Reserve (the Fed) raised interest rates 0.75% for the second consecutive month to a target range of 2.25% - 2.50%.1 The central bank also...
Read MoreFinancial Watch | July 2022
The annual inflation rate for the United States was 8.6% for the 12 months ended May 2022, marking the largest annual increase since December 1981.1 While there are different ways to measure...
Read MoreGain Control and Confidence Around Your Finances
Not having positive money management habits can have a severe impact not just on your current finances but also on your future finances. Creating and sticking to good habits can help you feel more in control and give you a sense of confiden
Read MoreRetire Wise | July 2022
Whether you recently retired or are planning to in the months ahead, you may be wondering how current financial and economic conditions may impact your plans. Do you need to adjust...
Read More3 Tips for the Second Half of 2022
With half the year behind us, now is a great time to consider what the remainder of 2022 may hold. However, with inflation and economic uncertainty causing many of us to delay or cancel vacations, large purchases, and more, it can be...
Read MoreWeekly Recap | July 5, 2022
Investor Bearishness Continues U.S equity markets gave back some gains from last week as investors fear a possible recession and Fed tightening. However, going into the long weekend the S&P 500 did pare some losses, gaining 1.06%.
Read More5 Things You Should Know Before Retiring
Throughout your life, you’ve likely dreamt about what your retirement will look like. There are many possibilities about what you can do with your time, where you can live and what your income and finances will look like.As you...
Read MorePerspective and Experience: 2 Keys to Surviving a Bear Market
When markets cycle lower like they have been lately, perspective is critical. If you’re not connected to someone with experience, it can be easy to miss the big picture.If you zoom out a bit in history, most investors haven't...
Read MoreWeekly Market Update | June 27, 2022
Recession Fears Subside U.S. stocks rebounded from three weeks of declines as equity sentiment was bolstered by comments from Fed officials while a reading on inflation expectations eased. St. Louis Fed President Bullard said worries over a
Read MoreFed Boosts Key Interest Rate 0.75%
The Federal Reserve has taken an aggressive stance toward inflation by raising the key interest rate by three-quarters of a percentage point.
Read MoreWeekly Market Insights: Fed: Rate Hikes Near
Stocks were under pressure all week as investors grappled with higher bond yields and talk of possibly four rate hikes this year. Initially, intraday declines would bring out buyers and pare the losses. Investors were particularly heartened
Read MoreThe American Rescue Plan Act Explained
The Cetera Advanced Planning Group has released an overview of the American Rescue Plan Act of 2021. This provides explanation and analysis on how this may affect your financial planning interests.This overview provides information...
Read MoreWeekly Market Insights: Rising Bond Yields Diminish Stocks
Stocks dropped amid rising long-term bond yields, with sharp declines in high-valuation growth stocks leading the overall market lower.The Dow Jones Industrial Average slipped 1.78%, while the Standard & Poor’s 500 declined...
Read MoreWhat Should You Do About The Coronavirus And Stock Market Volatility?
What Should You Do About The Coronavirus And Stock Market Volatility?The financial markets took a big dip early this week over fears about the spreading coronavirus, erasing gains from earlier this year. After the Dow lost over 800...
Read MoreHealthy Mind + Body = Healthy Retirement
As Featured in Mind + Body Magazine (No. 4, Fall 2019)... People save for a variety of things in retirement. Some dream of vacation homes in tropical destinations, others plan to spend time with grandchildren and family. Of all the...
Read More5 Retirement Planning Tips for Young Professionals
Congratulations! You landed your first job and you’re settling in, putting your knowledge, skills and creativity to use in the ways you’ve always dreamed about. Believe it or not, now it’s time to start planning for...
Read MoreKeep Calm and Carry On: 4 tips for weathering market volatility
No matter if you have just started saving for your future or you are preparing for retirement, market volatility is an issue that can make investors fearful. The important thing to remember, however, is that it is often a normal part...
Read MoreAvoid Financial ‘Bah Humbug’ this Season
Turn on the television, search the web, talk to a co-worker, the message seems the same. Just in time for Christmas, we may be in a “Scrooge Market”. People are fearful right now, and the markets show it. With the Dow, S&P,...
Read MoreA Purpose-Driven Retirement: Find Your Purpose, then Fund It
The financial profession spends a substantial amount of time discussing the topic of retirement planning. However, I’ll be one of the first to admit that the profession focuses too myopically on the premise that retirement...
Read More5 Essential Financial Planning Considerations for Young Professionals
Over the last ten years, I’ve witnessed the substantial opportunities young professionals have when they take time to consider and review a few financial planning issues early on. Although these five examples sound simple, the...
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